The difference between a for-profit utility and a cooperative is that member-owners of a cooperative invest in the business through their rates. Any rate revenues collected from members above and beyond what is required for operation of the cooperative are called “margins.” These margins are returned to the membership in the form of Capital Credits. Capital Credits are paid to current and past members who purchased electricity during the years margins are being retired. Past members we are not able to locate on listed below. If you or someone you know is on this list, please contact us.